Finding quality furniture for your home is an important investment. At Sleep USA Mattress, we strive to make that investment affordable for all families. That's why we offer mattress financing so you can bring home your mattress, mattress foundation, sleep accessories, and more while making monthly payments. Stop in to our showroom if you have any questions, otherwise the application is available online for your convenience.
All Synchrony Home Credit Cards accepted here!
Enjoy everyday benefits, everywhere the card is accepted.
Benefits of the Synchrony HOME Credit Card
2% cash back as a statement credit on purchases under $299
16 Months Special Financing on purchases of $299 or more²
12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers²
Online account management and customer service
A dedicated credit limit for home purchases from mattresses and bases to sleep accessories and more, with buying power to help get what you want and need for your home*
No annual fee³ and the ability to request a credit limit increase4
$0 fraud liability and 24/7 secure account management
Manage your account with Synchony
Make payments, view your balance, update account information and schedule up to 12 payments at a time
What is the Sleep USA Mattress Synchrony HOME Credit Card?
Sleep USA Mattress offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including Sleep USA Mattress locations.³
How do I apply for a Sleep USA Mattress Synchrony Home Credit Card
You can apply for a Sleep USA Mattress Synchrony Home Credit Card by applying online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.
Where do I check the status of my account?
To check the status of your Sleep USA Mattress Synchrony HOME Credit Card account, click on the Manage Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:
Make a payment
View your balance
Update your account information
Schedule up to your next 12 payments
How can I make a payment on my Sleep USA Mattress Synchrony Home Credit Card?
There are three convenient ways to pay your bill.
Pay Online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.
Monday - Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
P.O. Box 960061
Orlando, Florida 32896-0061
*Subject to credit approval.
1 - Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2 - Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.3
3 -For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.
4 - You may be required to provide your annual net income if we do not have your recent information on file.